Frequently Asked Modular Home Questions
Are your custom homes energy efficient?
Yes, our homes are constructed to be tightly constructed and well insulated. Our homes have 2×6 exterior walls with R-19 insulation. Most older and some newly constructed homes in our area only have 2×4 exterior walls and R-13 insulation. The largest space in your home that loses energy is your home’s ceiling. Our homes provide you with an R-38 of insulation to keep your home warm in the winter and cool in the summer. In addition to a efficient thermal envelop, our modular homes have energy efficient heating and cooling systems installed to keep your energy bills lower year round.
What building codes are adhered to when you build my home?
Dutchtown Homes builds their modular homes to comply with Indiana’s building code and the latest International Building Code which ever is more stringent. This assures you are getting a safe and structurally secure home.
How do banks and appraisers look at modular home?
Our modular homes appraise for the same as a site built home. When it comes to the way a bank approaches a modular home, they often feel more secure today lending on a new modular home due to the exceptional quality and the security from knowing the home is ninety percent complete when it is placed on your foundation.
I have heard the term modular, manufactured and sectional when it comes to housing, what is the difference between these terms?
The quickest answer it modular homes are built to the same building codes that site built homes are constructed to and this is Indiana’s building code and the International Building code. Where as manufactured and sectional codes are built to HUD building codes.
What are the differences between a modular home and a site built home?
The biggest difference between manufactured homes and modular homes is the quality of the materials used to construct the home, fixtures, trim, carpet, vinyl and more that goes into our newly constructed modular homes in Evansville, Jasper, Vincinnes and Princeton Indiana home.
If you were to have your home built on site, you would find the same brand name materials found in a Dutchtown Home. For example, our modular homes have Anderson brand windows as a standard.
Can a Modular Home be Customized?
Yes, all of our new floor plans can be customized to suit your needs, wants and desires. In fact, not only can our standard floor plans be customized for you, we can build your new home from your design you bring to us. Modular homes are more than “boxy but good”, modular homes beautyful, functional and designed for your lifestyle.
What is the Difference Between a Stick Built Home and a Modular Home?
- Modular homes are built in sections inside a climate controlled environment and site built homes are built outside in natures elements.
- Modular homes are completed in less than half the time a site built home takes to construct and finish, which saves you on construction loan financing interest.
- Modular home are delivered to your site 90% complete where as site built homes are constructed entirely on site.
- Modular homes must be built on top of a foundation where as less expensive site built homes are built on a concrete slab. When you build a Dutchtown modular home you also have the option for a full basement.
Do I Need a Foundation with a Modular Home?
Yes, all modular homes need a foundation under them. This can be a crawl spalce, full foundation with nine foot walls or even constructed on top of piers for areas where a raised elevation is necessary to meet flood plain requirements.
How Do Banks Approach Modular Homes?
Banks look at modular home construction the same way they look at homes that are built on site. Banks like the ideea the home is upto 90% complete when the home is set on the foundation. This minimizes weather delays and the potential for the home not to be finished on time. The banks also have different draw schedules for modular homes. Your interest rate is the same as it would be with a site built home. Since a modular home is considered real property rather than personal property like a manufactured home, your treated the same in terms and interest rates.
How Do Modular Homes Appraise in Value?
Modular homes appraise the same as a newly constructed or existing home. Since modular homes are built to the same building codes as a site built home, appraisers approach modular homes the same as existing structures and houses.
What Building Materials Are Used in a Modular Home?
One of the benefits of modular construction is that we only use the highest quality materials. Dutchtown Homes can build your next home in Evansville, Jasper, Vincennes or anywhere in Southwestern Indiana using only familiar brand name products that you can trust. We believe in delivering long-term satisfaction, not in cutting corners.